Corporate Retirement Planning:
Cash balance plans
Buy-Sell agreement funding
Key Employee planning
Executive Benefit Plans
Selective benefit plans for key executives
Focused on retention and reward
We will work closely with both you and your team to make certain that the retirement planning programs you offer to employees suit both their needs and your macro plan.
We welcome the opportunity to:
Update your plan document to reflect recent law changes
Discuss the advantages of “Open-Architecture” investment choices
Help implement an investment committee made up of key employees
Create an investment policy statement
Educate employees on choice between Roth 401(k) and Traditional 401(k)
Provide Retirement Plan cost analysis, evaluating fees for both employees and employer
Offer alternative deferral choices for highly compensated employees
Reduce testing and administration costs by changing plan design (safe harbor plan)
Offer Solutions to Bundled vs. Unbundled Administration
Provide educational workshops for employees
Financial Architects works with business owners to understand the benefit needs of their employees and to analyze and offer the programs best suited to meet them. From group health and other benefits to individual medical plans, we provide products and services designed to protect you and your employees from risk while maximizing wealth-building strategies for the individual business owner.
Health Insurance Marketplace:
Pension Plan Analysis
We work closely with pension plan holders to apply the same verifiable, proven principles as we do with every other strategy: How can we help build our client’s personal wealth, minimize their personal risk, and maintain a client’s personal lifestyle?
We begin by analyzing:
The overall cost of the plan by examining each charge that is applied to your pension
The range of different investment funds available
If it would be beneficial, long- and short-term, to transfer the pension to an alternative plan
How costs associated with your current plan compare to those of alternative plans that are available
What tomorrow looks like today, and how we can improve upon it
The simple premise is this: more at retirement is better than less. If you agree, we’d welcome the opportunity to review your plan, and plan for tomorrow…today.
At Financial Architects, we understand that as our clients become eligible for Medicare, the array of choices can often lead to confusion and uncertainty. Ultimately, what you want is simple: good healthcare and the ability to maintain it at an affordable price.
If you have a question about your current plan or want to compare rates of plans from all carriers, call our own Chris Besonen at 248-482-3619