Business Services

Business Planning

Corporate Retirement Planning:

Traditional 401(k)

Profit-sharing plans

Defined benefit

Cash balance plans

Continuity Planning

Buy-Sell agreement funding

Key Employee planning

Executive Benefit Plans

Selective benefit plans for key executives

Focused on retention and reward


We will work closely with both you and your team to make certain that the retirement planning programs you offer to employees suit both their needs and your macro plan.


We welcome the opportunity to:

Update your plan document to reflect recent law changes

Discuss the advantages of “Open-Architecture” investment choices

Help implement an investment committee made up of key employees

Create an investment policy statement

Educate employees on choice between Roth 401(k) and Traditional 401(k)

Provide Retirement Plan cost analysis, evaluating fees for both employees and employer

Offer alternative deferral choices for highly compensated employees

Reduce testing and administration costs by changing plan design (safe harbor plan)

Offer Solutions to Bundled vs. Unbundled Administration

Provide educational workshops for employees

Employee Benefits

Financial Architects works with business owners to understand the benefit needs of their employees and to analyze and offer the programs best suited to meet them. From group health and other benefits to individual medical plans, we provide products and services designed to protect you and your employees from risk while maximizing wealth-building strategies for the individual business owner.

To get started, please complete and send this web census to Financial Architects by email or fax to 248-482-3611. Or click below to get a quote on an individual health policy:

Health Insurance Marketplace:

Pension Plan Analysis

We work closely with pension plan holders to apply the same verifiable, proven principles as we do with every other strategy: How can we help build our client’s personal wealth, minimize their personal risk, and maintain a client’s personal lifestyle?

We begin by analyzing:

The overall cost of the plan by examining each charge that is applied to your pension

The range of different investment funds available

If it would be beneficial, long- and short-term, to transfer the pension to an alternative plan

How costs associated with your current plan compare to those of alternative plans that are available

What tomorrow looks like today, and how we can improve upon it


The simple premise is this: more at retirement is better than less. If you agree, we’d welcome the opportunity to review your plan, and plan for tomorrow…today.



At Financial Architects, we understand that as our clients become eligible for Medicare, the array of choices can often lead to confusion and uncertainty. Ultimately, what you want is simple: good healthcare and the ability to maintain it at an affordable price.

If you have a question about your current plan or want to compare rates of plans from all carriers, call our own Chris Besonen at 248-482-3619

News & Insights

News & Insights

2024 Annual Workshop

Chris Cousins Patrick Marody Guest Speaker Chris Meso Stacy Grzelak, Colleen Bouton & Jan Winters ...

Congratulations Matt Dery!

FAI's Director of Marketing and Business Development, Matt Dery, was recently honored by the Troy ...

Our address is changing, but our commitment to clients is not

Dear Clients and Strategic Partners, We are thrilled to share some exciting news! After 20 incredible ...

Matt Makes His Mark at Troy Chamber of Commerce

Public speaking has never been an issue for our Director of Marketing and Business Development! Matt ...