Financial Architecture


The Financial Architecture Experience™

As a result of the work we do, our clients are empowered with a lifelong framework for making the most efficient and effective financial decisions. Our goal is to help them achieve maximum results while minimizing risks.

The Discovery Phase (Steps 1-2)

Working closely with a Financial Architect™, participants will experience interactive and engaging discussions designed to identify their current financial condition across three spectrums – protection, savings assets, and growth assets.  In the introduction to The Financial Architecture Experience™, economic concepts and principles are introduced to lay the ground work for future meetings and discussions.


A confidential financial questionnaire is completed and any supporting documents needed are identified and collected.  In addition, a review of Dangers, Opportunities, and Strengths ensure the most client centric strategy, one that is both efficient and effective. This initial discovery phase is complete once full and accurate information is organized and provided to Financial Architects.


The Modeling Phase (Steps 3-5)

The economic model is introduced and participants will, many times for the first time, see their entire economic life presented in one clear and organized model. A tutorial of the model introduces participants to the structure and makeup of its components, as well as an understanding of how their data will be represented throughout the process.

Typically one of the most engaging sessions of the entire process, a participant’s model is then compared with the ideal model. Self-discovery begins as the client is guided through the economic rules of wealth building and learns the characteristics of the ideal model in the three phases of life – accumulation, distribution (retirement), and estate transfer.  The Financial Architect™ Advisor will work closely with the participant to identify gaps between their model and the ideal model, and provide guidance for actions steps to make progress toward their maximum financial potential.

Implementation and Strategy (Steps 6-7)

The outcome of this phase of design is to pursue the highest value path toward maximum efficiency and financial potential.  In The Financial Architecture Experience™, economic concepts and principles help achieve the highest financial efficiency.  Cash flows are automated to the greatest degree possible and the outcomes from this phase are new money flows, maximum protection, reduced risk, and substantially higher reliability of financial success.

Finally, regarding implementation, there is a complete review of where the process started, what improvements were made, and what progress toward the ideal model was accomplished in the first phase of engagement. All actions steps are completed and documented.


Lifetime Coordination (Step 8)

Now that the working financial strategy has achieved an initial level of efficiency, the ongoing check-in and monitoring of the strategy begins, referred to as Lifetime Coordination. This is an individualized schedule of reviews with clients to maintain this efficient  financial model that was focused on in the beginning.

The Financial Architecture Experience™ is a lifelong framework for making the most efficient financial decisions, and this stage is what allows the planning team to keep that commitment.